A Traumatic Car Accident is Difficult, even more so when You are Still a Teenager
“The years that followed would be some of the most intense years I’ve lived so far.”
When Ishmael Ramjohn was 17, he caused an accident that left another driver with a significant back injury. After the accident Ishmael, his mother and grandfather owed the injured driver $400,000 from a judgement that had been entered against them. Ishmael and his family trusted the insurance to handle their case, but the situation was only getting worse as more time went by. Ishmael knew that they could not afford to pay the money they owed so he turned to Swope, Rodante P.A. for help.
Watch Ishmael’s Story
Watch Ishmael’s Story
“I don’t think that – I don’t even know any better people that would have done us justice.”
The Case Profile
The Coverage Should Have Protected Ishmael and His Family
After the accident, Ishmael fully entrusted his insurance representatives to handle his case. The injured driver repeatedly offered to settle her claims for Ramjohn’s $100,000 bodily injury liability limits, but his liability insurer GEICO refused, counter-offering no more than $22,500. The insurance’s decision resulted in the injured driver filing suit against Ishmael and his family.
The insurance had not only disregarded Ishmael’s best interest but had made decisions that would ultimately benefit the insurance company. At trial in the ensuing insurance bad faith case, the attorneys at Swope, Rodante P.A. presented evidence that there was systematic pressure on the people within GEICO’s claim department to pay as little as possible on claims as well as evidence that GEICO intentionally provoked lawsuits against its insureds to attempt to decrease its Average Loss Payments, and then manipulated the data to try to justify the low offers that the insurer was making.
Ishmael’s Life Today
The Ramjohn family had suffered traumatic events after the accident. Their family was hit with a debt that they had never imagined possible and they were unsure of how they could even begin to pay it back. After more than two years of highly contested litigation and a four-day federal court trial, the jury returned a verdict in favor of the Ramjohn family and against GEICO. Their family had been absolved of almost a $400,000 debt and the Ramjohn family regained their peace of mind.